Getting an appraisal from Beatson, D M

Each year, thousands of people in Delaware buy, sell or refinance their home. Most of these transactions consist of a simple line item for an appraisal. And while there are a multiplying number of automated home valuation systems that may appear to be more prudent than an appraisal, most lenders still call in a local expert because the stakes are so high. But is obtaining a mortgage the only basis for getting an appraisal? Are there additional instances when the services of a licensed, independent real estate professional might come in handy? Absolutely.


	When you're planning on any transaction where the likely sales price of your real estate is in question, contact Beatson, D M. Just click here

Let Beatson, D M help you appeal your tax assessment in New Castle County

It's possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are based upon a past assessment of your home, so if values have gone down in your area, you can appeal your assessment and save money. An appraisal from Beatson, D M is your best evidence when building your case. At Beatson, D M,we can assist you in appealing your tax assessment.

Beatson, D M can help you eliminate PMI to lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the home, nearly all lenders ask home owners to take out an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. More often than not, this additional payment is bundled into the monthly mortgage payment and is soon forgotten. PMI is no longer required when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to remove the PMI payments when the balance is paid down to 78% of the original value.

If you'd like to get rid of PMI, Beatson, D M will give you a statement regarding the value of your home. The price you paid for the home valuation can generally be offset in just a few months because you'll no longer be paying the PMI.

An appraisal from Beatson, D M will help you settle a divorce with less stress

A divorce is a very daunting ordeal for the parties involved, and it is often more complicated by the burdensome decision of who gets the property. Regardless of the circumstances, it's wise to order an appraisal from Beatson, D M so both parties are completely aware of the true market value of their property.

The parties will have a good idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation with help from Beatson, D MSettling an estate

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal.

Beatson, D M can assist you in relocating to or from New Castle County

Employee relocation is a stressful event, and we understand. We take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough process, we recommend employees that are moving to provide remarks on the positive aspects of their property, as well as information regarding any recent sales or listings in their area that they want considered.

Don't sell out for too little or let your home stay on the market too long.

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees aren't contingent upon the value opinion we render, but rather they depend on our efforts to complete the appraisal.

On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long homes are on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.